Privacy Policy

1 Information We Collect

Personal Information

When you use Indo Expense, we may collect:

• Name
• Email Address
• Mobile Number (if provided)
• Profile Information

Financial Information

The app allows you to record and manage:

• Salary details
• Daily expenses
• Income records
• Expense categories
• Budget information
• Notes entered by you

This information is stored only to provide expense management features.

OCR (Receipt Scanning)

Indo Expense allows users to scan receipts, invoices, and bills using OCR (Optical Character Recognition). When you scan a receipt:

• The captured image is processed to extract text.
• Extracted information such as amount, merchant name, and date may be automatically filled into expense entries.
• Receipt images are stored only for your reference and expense history.

AI Voice Detection

Indo Expense includes AI-powered voice expense entry. For example, if you say: "I spent ₹500 on petrol today." The application may automatically detect:

• Expense amount
• Expense category (Fuel)
• Date (if mentioned)
• Description

The detected information is saved only after your confirmation or according to your app settings. Voice recordings are used only to process your expense entries and improve the feature functionality.

Camera Access

Camera permission is required for:

• Scanning receipts
• Capturing bills
• Uploading supporting expense documents

Storage Access

Storage permission is required to:

• Save receipt images
• Upload bill images
• Select images from your gallery

Internet Access

Internet connectivity is used for:

• Data synchronization
• Cloud backup (where applicable)
• Application updates
• Displaying official Indo Expense promotional banners

2 In-App Promotional Banners

Indo Expense may display promotional banners created and managed exclusively by the Indo Expense team. These banners are intended only to:

• Promote Indo Expense products
• Share product updates
• Introduce new features
• Display company announcements
• Promote official Indo Expense services

Clicking a banner may redirect users to:

• Official YouTube pages
• Official Instagram pages
• Official websites
• Other official Indo Expense pages

Indo Expense does not display third-party advertising networks such as AdMob or similar paid advertisements through these promotional banners.

3 Data Storage

Your information is stored securely using industry-standard security practices. We take reasonable measures to protect your data against:

• Unauthorized access
• Data loss
• Misuse
• Alteration

4 Data Sharing

We do not sell, rent, or trade your personal information. Your information will only be shared:

• When required by applicable law.
• To protect legal rights.
• With service providers that help operate the application, subject to appropriate confidentiality obligations.

5 User Responsibilities

Users are responsible for:

• Maintaining the confidentiality of their account.
• Verifying expense entries before saving.
• Protecting their login credentials.

6 Data Retention

Expense records, salary records, receipt images, and related information remain available until:

• You delete them,
• You delete your account (if supported), or
• Retention is required by applicable law.

7 Children's Privacy

Indo Expense is not intended for children under the age of 13. We do not knowingly collect personal information from children.

8 Changes to this Privacy Policy

We may update this Privacy Policy from time to time. Any updates will become effective once published within the application or on our official website.